Individual Financial Services (IFS)
Ellement Consulting Group offers financial counselling services for MSBA plan members. We are here to guide you in your decision-making process regarding what type of investments you could make, how much you should contribute, and how to manage your retirement plan assets.
Why choose Ellement’s Retirement Counseling Team?
Get prepared to embrace the golden years of your life with confidence and financial stability. We understand that planning for retirement can feel overwhelming. As a member of your pension plan, you have access to our Retirement Counseling Team to help guide you toward a secure and fulfilling retirement.
- No cost. No cost for members of your pension plan.
- Tailored Guidance. We believe that every individual’s retirement journey is unique. Our experienced counsellors work closely with you to understand your goals, aspirations, and financial situation, crafting a personalized plan that aligns with your needs.
- Expert Advice. With decades of industry experience, our retirement counsellor team provides insightful advice and strategies to maximize your pension benefits. We’re here to help you make informed choices every step of the way.
- Holistic approach. Retirement planning isn’t just about finances — it’s about envisioning the lifestyle you desire and ensuring your well-being in every aspect of retirement. Our holistic approach considers your financial goals, health, family dynamics, and personal interests.
- Comprehensive Services. From retirement income planning to estate planning, Ellement offers a wide range of services to address all aspects of your retirement needs. Whether you’re transitioning from your career or already enjoying retirement, we provide ongoing support and guidance to help you adapt to life’s changes.
- Peace of Mind. With Ellement Retirement Counseling Team, you can rest assured that your future is in capable hands. We prioritize transparency, reliability, and integrity in everything we do, empowering you to face the future with confidence and peace of mind.
Our Ellement’s Individual Financial Services (IFS) team
Our IFS team currently help members and their families with:
- Retirement Planning
- Personal Benefits – including life insurance, disability income, or critical illness insurance
- Budget and Financial Planning
- Estate Planning
- Registered Retirement Saving Plans (RRSP)
- Registered Retirement Income Funds (RRIF) LifeIncome Funds (LIF) and Annuities
- Registered Education Savings Plan (RESP)
- Tax-Free Savings Accounts (TFSA)
If you have any questions about your plan or would like to get more information on the services we provide, please get in touch with our office at toll-free at 1.888.840.1045 to speak to one of our team members or email us at IFS@ellement.ca with your name and the information about the pension plan you are participating in.
